Predict
Supplier and payment signals help prioritize likely preferences and electronic-payment opportunities.
AI-informed supplier enablementAI-informed supplier enablement + managed AP payments
One approved file in. Every AP payment handled.
Finexio combines supplier-payment intelligence with hands-on operations to focus enablement, deliver approved payments, manage exceptions, and reconcile results.
- AI informs supplier strategy
- Finexio teams run payment operations
- Your team keeps approval authority
Finexio Payment Operations
Sample pay runApproved payment file
128 payments · $79,770 · one upload
Routing plan
Best rail selected for each supplier
1
Virtual card
Visa · creates card value
$41,920
Routing
2
ACH
Accelerated settlement
$28,540
Routing
3
Check
Printed + mailed
$9,310
Routing
Card-program value this run
From card-eligible spend, subject to program terms
Product proof
The payment operation is visible from file to reconciliation.
See the approved file arrive, watch each supplier route to the right rail, and bring status, exceptions, and payment value back into one operating view.
J.P. Morgan
Issuing bank behind card payments
Visa
Card network
SOC 2 Type II
Diligence path
$2M Finexio Shield guarantee on covered payments
Shield coverage
Selected partner ecosystem
Grasshopper Bank · MassPay · Increase
Status and reconciliation
Sample reconciliation viewPay run reconciliation
128 payments · 3 rails · one file
Industrial supplies
INV-4118 · Net 30
$18,540
ReconciledFacilities services
INV-4126 · Net 30
$11,220
ReconciledFreight and logistics
INV-4131 · Net 45
$8,960
PaidEquipment maintenance
INV-4137 · Net 30
$6,480
PaidSite utilities
INV-4142 · Net 60
$2,310
In transitRun total
Status and reconciliation flow back to your ERP
Finance teams across industries run their payments on Finexio
AI-informed supplier enablement
Intelligence focuses the work. People stay accountable.
Predictive supplier intelligence helps focus enablement; Finexio people carry the operational accountability.
Operate
Finexio teams run outreach, answer supplier questions, and work payment exceptions.
Govern
AI informs supplier enablement strategy; Finexio teams run payment operations, and customer approval authority and payment controls stay explicit before funds move.
“Finexio is a game-changer.”
Customer results
Published outcomes, not abstract promises.
Finance teams have moved substantial check spend and payment volume to electronic delivery with Finexio.
of check spend digitized
Gallagher Fluid Seals
AP delivered electronically
Amherst College
Finexio Shield
$2,000,000stands behind covered payments.
One misdirected or fraudulent payment can cost seven figures and land on your desk. Finexio Shield is a paid program that puts that risk on us, a payment guarantee most AP payment providers do not offer.
The controls that earn it
Supplier verification
Every supplier and every bank-detail change is verified before a payment is released.
Bank-account validation
Account ownership and validity are confirmed against the payee of record.
Payee screening
Payees are screened for fraud, sanctions, and risk signals on every run.
Transaction monitoring
Each transaction is monitored before it moves, not audited after it clears.
Three steps take a pay run from approved file to reconciled status.
See how it worksROI preview
Start with the AP numbers that matter.
Adjust annual AP spend and supplier-payment volume. The full model lets you tune check share, labor, card eligibility, and program assumptions.
Directional annual impact
$151K
A planning estimate, not guaranteed savings. Tune every assumption in the full model.
Insights
Featured Finexio insights
Pricing
Pricing that can be modeled before the call.
Standard starts at $2,000/month for qualifying programs with $25M+ in annual AP spend. Enterprise pricing is custom above $100M.
Standard
$2,000/mo
Direct-deal starting point
For qualifying programs with $25M+ in annual AP spend. One-time setup and final agreement terms apply.
Enterprise
Custom
For $100M+ AP spend and dedicated teams.
Ready to modernize your AP department?
Many file-based implementations can launch in weeks, depending on data readiness, security review, integrations, approvals, and program scope. See your payment file run on Finexio.
J.P. Morgan is the issuing bank behind card payments and Visa is the card network. Finexio is the orchestration platform that runs the operation, not a bank. Finexio Shield is a paid program that stands a $2M guarantee behind covered payments, governed by its own program terms, eligibility, exclusions, and the applicable customer agreement. Standard pricing applies to qualifying direct-deal programs. One-time setup fee, program scope, pass-through costs, payment mix, supplier file quality, and contract terms may apply. Coverage, pricing, security materials, supported payment methods, and implementation timelines depend on program scope, payment eligibility, supplier data, and agreement terms.