Your team approves. Finexio runs the payment operation.
One file in, every payment out. Finexio pays each supplier the best way, works the exceptions, and sends back clean reconciliation.
Tell us how you pay suppliers today. We'll focus the sales conversation on program fit, supplier routing, operating scope, and the assumptions worth validating.
- You approve the file
- Finexio runs every payment
- You get reconciliation back
Finexio payment operation
Approved file to reconciliation
One file
$4,238,600
1,842 supplier payments
Illustrative sample file, not a customer benchmark.
Managed operation
- 1Validate
- 2Route
- 3Resolve
- 4Reconcile
Virtual card
$2,204,072
Settled · 52%
ACH
$1,525,896
Settled · 36%
Check
$508,632
Sent · 12%
Status and reconciliation returned
ERP-ready result · all 1,842 payments accounted for
$4,238,600
63%
less time spent on AP payments
Named customers. Real numbers.
Finance teams have moved substantial check spend and payment volume to electronic delivery with Finexio. A network of 500,000+ suppliers paid across a variety of payment means.
of check spend digitized
Gallagher Fluid Seals
of total spend moved to digital
Worldwide Produce
AP delivered electronically
Amherst College
Finance teams across industries run their payments on Finexio
$2,000,000stands behind covered payments.
Misdirected and fraudulent payments demand more than after-the-fact review. Shield pairs pre-payment controls with a guarantee of up to $2M for eligible covered payments, subject to the applicable agreement and paid-program terms.
The controls that earn it
Supplier verification
Supplier identity and bank-detail changes move through verification controls before payment release.
Bank-account validation
Account details are checked against the payee and the applicable program workflow.
Payee screening
Eligible payees are screened for fraud, sanctions, and risk signals within the program workflow.
Transaction monitoring
Payment activity is monitored before release under applicable program controls.
Where Finexio fits
Most AP stacks already have approval solved.
The work after approval is what is still on your team.
AP automation platforms
Invoice capture, coding, approval workflow.
They stop at approved. Payment execution, supplier enablement, and exceptions stay with your team.
Corporate card programs
Employee spend, virtual cards on demand.
Built for expense, not a supplier file. No enablement, no check and ACH coverage, no reconciliation to your ledger.
Payment networks and BPO
Volume, rails, rebate.
You get a network. You still own the exception queue, the supplier calls, and a shared support model.
Finexio
One approved file. Every rail.
A named operations team works the queue, enables suppliers, and returns reconciliation to your ERP. The $2M Finexio Shield stands behind covered payments.
Supplier enablement
Enablement starts with the suppliers most likely to say yes.
Software predicts how each supplier wants to be paid, so the team works the right accounts first. Finexio people own the result.
Supplier focus queue
Representative records
Recommended focus
Prioritize electronic outreach
Prior acceptance and a reachable supplier contact make this a stronger enablement candidate.
Signal
Prior electronic acceptance
Finexio owner
Enablement team · Outreach queued
Human control
Operator reviews the recommendation before supplier contact.
AI suggests where to focus. Finexio people own the next action. Customer approval authority remains explicit before funds move.
01
Signals
02
Prioritize
03
Human action
ROI preview
Start with the AP numbers that matter.
Adjust annual B2B spend and monthly supplier-payment volume. The full model lets you tune check share, labor, card eligibility, and program assumptions.
The estimate models operating impact across the spend range these controls cover. It is a planning tool, not a quote.
Directional annual impact
$128K
A planning estimate, not guaranteed savings. Tune every assumption in the full model.
See where Finexio fits your payment program.
Tell us your AP spend, supplier count, and current payment mix. We'll show where Finexio fits, what we would operate, and which assumptions need validating. File-based implementations can launch in weeks. Your data readiness and security review set the pace.
J.P. Morgan is the issuing bank behind card payments and Visa is the card network. Finexio is the orchestration platform that runs the operation, not a bank. Finexio Shield is a paid program that stands a $2M guarantee behind covered payments, governed by its own program terms, eligibility, exclusions, and the applicable customer agreement. Programs are scoped to qualifying direct-deal terms. Program scope, payment mix, supplier file quality, and contract terms are scoped in consultation. Coverage, security materials, supported payment methods, and implementation timelines depend on program scope, payment eligibility, supplier data, and agreement terms.