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Payment method

Card benefits for suppliers that still need mail.

Finexio mails secure virtual card details to suppliers that can process cards but are not set up for digital delivery.

Why Finexio

Offline delivery

Secure card details can be sent by mail to suppliers that need that workflow.

Card economics

The payment can still capture card program value where eligible.

No AP workflow change

Your team sends the same approved payment file.

Supplier flexibility

Suppliers get a method that fits how they already receive payments.

Why this matters for a modern AP program

AP payment performance is judged by more than whether money leaves the account. The buying committee needs confidence in supplier adoption, payment status, fraud controls, reconciliation, support, and the operational handoff after approval.

Finexio is designed for that full operating model. Finance keeps approval control. Finexio runs the payment operation.

A practical operating workflow

01

Keep approval control

Your team continues approving invoices and payment runs in the system and policy framework it already uses.

02

Hand off the approved instruction

Finexio receives the approved payment file, batch, or implementation handoff and runs the post-approval payment operation.

03

Review the returned evidence

Status, exceptions, supplier updates, reporting, and reconciliation evidence flow back to the finance process.

Buyer questions

Validate fit before a technical or commercial review.

Use these questions to align the buying committee on what this service owns, what your team keeps, and what implementation needs before launch.

How does Virtual Card by Mail work?

Virtual Card by Mail fits into the AP Payments as a Service model after approval. The customer keeps approval control, sends Finexio the approved payment instruction, and Finexio manages the payment work, supplier support, exceptions, status, and reconciliation outputs for this service area.

What should buyers validate before implementation?

Buyers should validate the approved payment file or API path, supplier data quality, payment-status consumers, security-review needs, exception ownership, and reconciliation fields before production payments move.

What does the finance team keep owning?

Finance keeps invoice approval, payment authorization, policy decisions, funding context, and close requirements. Finexio owns the post-approval payment operation defined in the customer agreement and implementation scope.

See how this works on your payment file.

Bring your supplier mix, AP process, and current payment pain. A Finexio payments specialist will map the operating model.