Approvals and policy
YouApprovals, authorization, policy, funding
FinexioExecutes only approved instructions
Platform
The whole AP payment operation, run for you.
You approve payments in your existing workflow. Supplier and payment signals help Finexio focus enablement; Finexio then runs delivery, exceptions, support, and reconciliation.
Finexio Payment Portal
Sample exception viewException queue
Same run · 128 payments · $79,770
3 open
Worked by Finexio
Returns, reissues, and supplier questions
1
Freight and logistics
ACH return worked, payment reissued
$8,960
Working
2
Site utilities
Check reissued to a corrected address
$2,310
Working
3
Equipment maintenance
Supplier question answered
$6,480
Working
Exceptions for your team this run
Finexio works the queue and reports the outcome
File received
Suppliers routed
Status reconciled
Product proof
The workflow is visible after the handoff.
The platform makes the operating model tangible: approved file, routed payment, supplier support, status, and reconciliation evidence.
Payment mix
Virtual card
$41,92052%
ACH
$28,54036%
Check
$9,31012%
Reporting and reconciliation
Track payment mix, status, aging, and reconciliation outputs without rebuilding your finance stack.
Industrial supplies
Virtual cardPaidFreight and logistics
ACHPaidSite utilities
CheckSentSupplier payment delivery
Each supplier payment is routed to the right rail while Finexio handles delivery, exceptions, and supplier questions.
Single-useVirtual card
Virtual cards on the Visa network
Single-use virtual cards run on the Visa network, with J.P. Morgan as the issuing bank behind card payments.
Payment portal demo
See the Finexio payment portal operating view.
A walkthrough of the portal your team works in every day.
How it works
Three steps from approved file to reconciled status.
Finexio fits the way your team already works. You keep approvals, Finexio takes the rest.
Send one file
Approve payments in your AP system the way you do today. Hand Finexio one payment file. There is no new process for your team to learn.
Focus enablement, then deliver
Finexio uses predictive models to assess likely supplier payment preferences and prioritize electronic-payment opportunities, while human enablement teams run outreach, answer questions, and work exceptions. Finexio routes and delivers approved payments according to program rules and available supplier payment options.
You get status and value
Track payment status, reconcile in full, and capture value on card-eligible spend. The work happens, and you see the operating picture.
Who owns what
Your team keeps control. Finexio owns the payment operation after approval.
The handoff is simple, but the responsibilities should be explicit before launch: approvals stay with your team, and post-approval payment execution moves to Finexio.
WorkstreamYouFinexio
Supplier payment data
YouSupplier records and remittance detail
FinexioValidation, outreach, and updates
Rail routing and delivery
YouProgram goals and rules
FinexioRouting and delivery, every rail
Exceptions and supplier support
YouPolicy escalations
FinexioReturns, reissues, supplier questions
Status and reconciliation
YouClose process and target systems
FinexioStatus and reconciliation back to finance
Built for your whole finance org
One platform, every stakeholder covered
Finexio gives each part of your finance team what it needs without adding work to anyone's plate.
For CFOs
Steady cash flow, tight control, and a clean audit trail. Finexio takes the surprises out of close, so you walk into every board meeting with the numbers buttoned up.
For AP Leaders
Hand off the busywork and keep the approvals. Your team stops chasing payment status and stops working exceptions, because Finexio owns both.
For Technology and Operations
Finexio sits on top of your ERP and AP software. There is no rebuild, no migration project, and no new system for your team to run.
Security
Security built into the flow
Supplier verification, bank-account validation, payee screening, and transaction monitoring run before each payment releases. The full control matrix lives in the trust center.
Card payments run on J.P. Morgan payment infrastructure, with SOC 2 Type II controls examined by Schellman & Company and the $2M Finexio Shield behind covered payments. J.P. Morgan is the issuing bank, Visa is the card network, and Finexio is the orchestration platform that runs the operation. Finexio is not a bank.
Payment infrastructure and card-network roles for supported workflows
Integrations
Systems we work with
Finexio works on top of how you operate today, alongside your ERP and AP software. Payments modernize without changing your stack.
Finexio runs on top of your existing ERP and AP software, with no rip and replace. You send one file, Finexio handles delivery across every rail, and reporting flows back into your systems so the books stay clean.
- ERP and accounting-system friendly
- Bank-file and payment-file compatible
- Works with the approval workflow you already run
- Designed for lightweight implementation
- Reporting and reconciliation outputs included
- No rip and replace of your stack
Ready to hand off AP payments?
Many file-based implementations can launch in weeks, depending on data readiness, security review, integrations, approvals, and program scope. Send one file and watch the operation run.
Finexio's SOC 2 Type II examination was performed by Schellman & Company, LLC, covering controls relevant to Security for the period April 1, 2025 to March 31, 2026. The full report can be provided to qualified buyers and partners during sales-led diligence, subject to scope and access requirements. Finexio Shield is a paid program that provides a $2M guarantee on covered payments. It is governed by its own program terms, eligibility, exclusions, and the applicable customer agreement.