Issuing bank and payment infrastructure
J.P. Morgan
J.P. Morgan is the issuing bank behind card payments and provides payment infrastructure for supported workflows.
Partners
Embed AI-informed supplier enablement and managed AP payments without becoming a payment operator.
Finexio helps partners add supplier-payment intelligence and managed execution. Customers keep approval authority; Finexio focuses enablement, delivers payments, handles exceptions and support, and returns status and reconciliation.
Embedded payment architecture
Your product experience, Finexio payment operations.
1Partner appCustomer approves AP payments in your workflow.
2Finexio operating layerSupplier enablement, fraud controls, routing, delivery, exceptions.
3Customer finance teamStatus, reconciliation, support path, and program reporting return.
Partner keeps
Customer relationship, front-end workflow, launch motion, and account strategy.
Finexio runs
Payment execution, supplier care, risk checks, exceptions, and reporting.
Infrastructure path and card-network context are confirmed during partner review.Program terms, customer ownership, and launch scope are documented before rollout.
Verified infrastructure
Payment infrastructure roles, clearly stated.
The marks below identify the supported infrastructure roles shown in Finexio's published materials. They do not imply that every prospective partner receives the same program, commercial terms, or network configuration.
Card network
Visa
Supported virtual-card payments run on the Visa network. Visa is the network, not the Finexio operating platform.
Orchestration and operations
Finexio
Finexio is the orchestration platform that runs the operation, not a bank, and payment methods depend on program structure.
Selected partner ecosystem
Built alongside banking and payments partners.
Finexio works with Grasshopper Bank, MassPay, and Increase across its selected banking and payments partner ecosystem.
Specific infrastructure roles, supported capabilities, availability, and commercial terms vary by program and contract.
Who it helps
A payment operations layer for the partners AP already trusts
Finexio lets partners offer payment execution without hiring supplier enablement teams, building exception workflows, or carrying payment-operation risk alone.
Software platforms
Add AI-informed supplier enablement, managed AP payment delivery, fraud prevention, and reconciliation to ERP, procurement, and AP automation workflows.
Banks and fintechs
Offer a managed B2B payment layer using J.P. Morgan payment infrastructure for supported workflows while Finexio handles the operational work after approval.
Advisory and referral partners
Bring clients a complete way to reduce manual payment work, move spend off checks, and protect outgoing funds.
Partner model
You keep the relationship. Finexio runs the payment work.
The partner path is built for teams that want the payment outcome in their customer experience, without owning every supplier call, failed payment, risk check, or reconciliation detail.
- One approved payment file can drive delivery across virtual card, ACH, accelerated ACH, and check.
- Finexio uses predictive models to assess likely supplier payment preferences and prioritize electronic-payment opportunities, while human enablement teams run outreach, answer questions, and work exceptions. AI informs supplier enablement strategy; Finexio teams run payment operations, and customer approval authority and payment controls stay explicit before funds move.
- Fraud controls run before money moves, including bank-change verification and payee screening.
- Reporting and reconciliation flow back so customers keep visibility and audit control.
- Finexio Shield backs eligible covered payments with defined coverage, subject to program terms.
Published customer proof
Customer outcomes the operating model has supported.
These are published Finexio customer results, not partner-specific outcomes, forecasts, or guarantees. They show what the managed payment operation has supported in customer programs.
Each case study separates published metrics from unpublished implementation details and expected future performance.
Partner planning
Estimate the embedded AP payments opportunity.
Model addressable customers, AP payment volume, check reduction, electronic migration, and launch inputs before a formal partner review.
Add AP payments to your customer experience.
Talk to Finexio about partner fit, integration path, customer ownership, and rollout timing.